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Why is budgeting important for financial planning?

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German language Teacher for A1 & A2 Level since 2018. B1 grammatical concepts also included.

Without budgeting how can we allocate funds towards different sources of investments ? Say for example you have 100000 INR to invest . If you don't budget your foreseeable expenses in the months to come , you cannot allocate proportional amount in liquid cash or flexi deposits which can be easily converted...
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Without budgeting how can we allocate funds towards different sources of investments ? Say for example you have 100000 INR to invest . If you don't budget your foreseeable expenses in the months to come , you cannot allocate proportional amount in liquid cash or flexi deposits which can be easily converted to cash . Without budgeting it is not possible for you to allocate a definitive suitable proportional money to equity related investments or mixture of equity and debt funds or gold funds as well . 

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