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Who benefits from financial planning?

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German language Teacher for A1 & A2 Level since 2018. B1 grammatical concepts also included.

Any individual benefits from financial planning . Of course if individual doesn't have significant capital to plan he need to do it by himself . But of individual has capital of more than 10 20 lakhs probably it makes sense to get a professional onboard . Financial planning helps individuals to plan...
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Any individual benefits from financial planning . Of course if individual doesn't have significant capital to plan he need to do it by himself . But of individual has capital of more than 10 20 lakhs probably it makes sense to get a professional onboard . 

Financial planning helps individuals to plan their expenses by foreseeing their income and make conscious disciplined decisions appropriate to one's risk taking ability 

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